Very Simple Discounting Example

  1. Find out what discount rate the state of California would use for a child care subsidy program for single parent college students
  2. Find out how many years is currently conventional to require "pay back" of a benefit that is justified on the basis of ROI.
  3. Find out how much more college graduates are expected to earn than those with some college.

Is college worth it? Too many degrees are a waste of money. The return on higher education would be much better if college were cheaper. The Economist Apr 5th 2014 (17,500 on average).

Pew Research Center 2014 The Rising Cost of Not Going to College